A blog about food, travel, sports, finance & anything which interests a common man

Sunday, 31 July 2016

Appraisals are not aircraft journey for elite. Everyone can easily navigate it – Find it how….

Employee always imagines the appraisal process as an international flight trip which is filled with complication. The fact of the matter being, it is an easy process to undergo provided the employee understand the requirements and goes through one step at a time until they successfully complete their journey.

There is always a disconnect between the views of the managers versus the expectations of the employee in an appraisal. Employees keep complaining about their appraisals and curse their managers for ratings. Managers try to put the blame on the bell curve and hide behind it. In order to have a healthy appraisal, one may need to start the pre-work as early, at the start of the year when the goals are announced. The article helps the reader understand the ways to get prepared for the year end appraisal.

Image result for bell curve
Image Courtesy : 3quarksdaily.com

Know your destiny: The destiny refers to the goals to be achieved by the end of the year. Most goal settings even skip one on one discussion. If one such meeting happens, the employee blindly accepts the given goals without any introspection. Having unclear goals is like starting your journey when you are unsure about your destination.

It is the duty of every employee to spend time with their manager to clearly understand the goals. The employee should assess whether the targets set are SMART goals and any ambiguity to be cleared during the goal setting process. This gives a head start to the journey undertaken for the year.

Maintain Check list: A checklist on the documents and things to carry, is a good to have for an international travel.  As one gets prepared for the travel it is a good practice to take stock of the situation midway through the process. Whether the current pace of work will give them enough time to get ready for the travel is to be ascertained. This is exactly done during the midyear review as well. The employee is accessed against each set goals.

The employee should maintain a record of their achievements. A clear track of goals achieved against the set goals to be known by the employee. Self assessment is very important during a review process. It is bad on an employee to expect their manager to access them, when they themselves cannot do a proper assessment of their own self. The better way to start the review process would be to:
  •   Narrate their own assessment
  •   Targets achieved till date against each goals
  •   Plans for the second half of the year
  •   Positives in first half of the year and areas of improvement for second half
  •   Summary of assessment

Such meticulous update given by an employee will make their managers dumb stuck. You have effectively done your manager’s job easier during the review process. Any Manager will appreciate such a detailed analysis and narrating the positives and areas of improvement will fetch you a thumbs up from your manager.

Carry your documents for the travel: A passenger role does not end with preparing the check list. They should ensure that they carry all the required documents on the day of the travel. This ensures a smooth passage to the international travel. Any lack of proof will lead to rejection or delay in your travel.

The “D” day will finally arrive. It is the day of your performance appraisal. A normal tendency is to go the year end appraisal with empty hand and clogged mind. This results in a tug of war, where both parties want to hold the same end.

The best approach for an appraisal to have documented evidence of the achieved goals. It is better to email these evidences to your manager. If all the achievements are archived into one single email and given as a summary then you would be amongst the few who would be doing that. You may also consider preparing a power point presentation with each slide speaking about every goal set for you. This will make you stand out in the crowd.

An employee who is confident about his achievement will never hesitate to document it. As your Manager handles many employees like you, rather than expecting them to remember your achievements, a neat documentation of your performance will refresh their memories. It will serve as a documentary evidence for your manager to project yourself to the top management.

Instead of whining, start acting smart. You take the first step rather than expecting your manager to do it. After all, it is your appraisal. The above highlighted steps will ensure that you have safe clearance at all counters and you get your boarding pass on time for your journey called “Career. No more your manager’s can complain on the bell curve when you have such a professional approach. 

These steps assure you that, “You can bend even the bell curve”.

Use this article as Vade Mecum, Even you can “Bend It Like Beckham”


Friday, 29 July 2016

Un- riddle the Interview Puzzle – To get the best out of the candidate

Internet is flooded with host of articles which guides the candidates on how to get through an interview but there are very few articles for the interviewer.  As a certified Interviewer, I thought of sharing my views in this article on how to get the best out of the candidate during an interview process. The pointers listed below helps in making the Jigsaw Puzzle called “Interview” a seamless one for the candidate.

Image result for Tips for conducting effective interview
Courtesy : Slideshare.net

Perfect Ambience:  Any candidate who walks in for the interview comes with a jumbled mind. Ensure the ambience in the reception, waiting hall and the interview room are good enough. This can be achieved by maintaining the surroundings neat and clean. The colors of the room should be pleasing to eyes. Good lighting should be made available. Furniture to be uncluttered and it is preferred to have a couple of news papers or magazines in the waiting hall. All of these set a right tone in the mind of the candidate for the interview.

Warm Reception: The candidate to be warmly welcomed either by the Receptionist or by the Talent Management staff. Offer the candidate water or beverages, else direct them to the pantry. Allow few minutes for them to settle down before handing over any forms to take in their details. Give a briefing about the interview process. This helps the candidate to get prepared mentally for the interview.

Do your home work: "These days even high school kids don’t skip home work, can Interviewer’s afford to?" The profile of the candidate should be browsed through, before stepping into the interview room. It is a wrong practice to stare at the profile of the candidate while they talk. It is a signal of unpreparedness. A proper home work will help the interviewer pick the key points. It will be easier to frame up the questions for the interview

Respect Time: Ensure that you be on time for the interview. Don’t pretend to be busy during the time slot allotted. As matured professionals we need to better manage our time before expecting the same from the candidate. A good interviewer is one who knows to respect and value the time of the candidate. State your apologies to the candidate, even if you are late by few minutes. Any unprecedented delays foreseen ensure that it is duly informed to the candidate well in advance. Making the candidate wait for long will only add up to their anxiety and it creates “brain drain”.

Self introduction: Greet the candidate and offer them a comfortable seat. Sit in a position wherein you have a direct eye contact with the candidate. Exchange pleasantries to initiate the conversation. "Don’t jump into your first question, as if there is no tomorrow". Even before getting started make a self introduction. It is good to say the name and the capacity at which you work for the company. Also give a quick brief about the role for which the interview is being conducted. This introduction not only helps the candidate to get familiarized with you but it also provides the candidate to gather some breath and allow their heart beats to calm down.

Eye contact: Throughout the meeting ensure you share a good eye contact with the candidate. This helps to gauge the candidate easily. Do not keep flipping through the resume papers which resembles either you are unprepared or disinterested. Don’t be keen in taking notes, “Remember, you are not writing an exam”. Note making also distracts and you may lose on any important point as the candidate speaks.

Last but not the least:


You are not Hitler out there to hire forces for WWII; a pleasing face does the interviewee a world of good” – SMILE  J J J !!!!!! ……
Image result for smile Image


Tuesday, 26 July 2016

Know your Indian Team at Rio Olympics & cheer them up – The biggest sporting carnival in our planet

Image result for Rio olympics images
Quick facts on Olympics

Olympic is the biggest sporting extravaganza in our planet and every time this event is getting bigger and better. Ancient Olympia was first held in Greece from 776BC to 393AD. After a gap of more than 1500 years the first modern Olympics was held in Athens, Greece in 1896. In the year 1920, the Olympic Oath was introduced. Olympic Torch was first inaugurated in the year 1928. Even though the ancient Olympia had only male participants, the modern Olympics started including women athletes. 1900 is the first edition when women started participating in Olympics to ensure gender equality at the games.

Indian Government Initiatives

As the event gets closer there is a lot of hype around the event. Every country supports their athletes in the event vociferously and backs them up to achieve victory. India is no exception to this and a lot of initiatives have been taken this time around to ensure India has rich medal haul compare to all the previous editions. Indian government has taken an initiative by the name “Target Olympic Podium Scheme(TOPS)” . Ministry of Youth affairs and Sports identified potential candidates and groomed them for the past 4 years by providing all the required benefits to help them compete in Olympics with world standards.

India at Olympics

India as a country has the lowest medal to population ratio in the world. Being the second most populous country in the world with 1.33billion (As on 2016) population, the country has bagged just 26 medals in all editions put together till date. India has been more successful in Men’s hockey and they have won 11 medals overall in this event, 8 of those are gold medals. Beyond Hockey India has just seen sparks of individual brilliance in one event or the other. 2012 is considered as the best Olympics for India with 6 medals overall in the event. This is the highest ever medal tally India has managed to achieve.

RIO 2016

Given all the support which the Indian government has provided and the tireless effort of all the athletes who made the Rio mark, high expectations is on the air for Rio Olympics. India is sporting their largest ever contingent to Rio with 126 sport person participating in 15 different sports. This is way high compared to the London Olympics where only 83 athletes represented India. The high nominations are due to the improved qualification in the field of athletics and Women’s hockey team getting nominated for their 2nd Olympics after 1980. This is only the 2nd instance where both men and women Indian hockey team is participating in the same Olympics. We have also surprise nomination in the field of Gymnastics for the first time. Dipa Karmakar, a 23 year old Tripura girl made the Rio mark for the first time ever and made India proud by getting qualified for the Women’s artistic gymnastic event.

Cheer Indian Team

As a mark of gesture to honour these athletes who qualified for Rio and continue cheering them through their journey at Olympics, a team of web developers from Chennai has created a website by the name www.roarindiario.in. This website has all the details about the athletes, their personal achievements and the events in which they participate. It also has event details of each athlete. This ready reckonor website will come in handy when you cheer Indian athletes at Rio.


Cheer their mission!!!  Support as a nation!!! Celebrate their rendition!!!


Thursday, 21 July 2016

A Tribute to Kabali fans (photo blog) - Click the link for more Memes

Nerupu daa!!!



Ongi adicha 1500 tonnu weightu da....


Theri ... Thee Pori.....



Kabali Da""""


Magizhchi.............


Wednesday, 20 July 2016

New Age Thinking (Part-5) – Your kid can be your teacher- Do not tame them

It was a rainy Sunday afternoon in the month of December.  Its monsoon and the chillness could be felt in the air. Trees swinging to the tunes of the wind. Lush greenery all around the place. Birds chirping sounded like melodies to the ears. I was with my family, away from the madding crowd in my native enjoying every moment of life. The feel was so heavenly and I was soaked in the bliss of nature.


The ambience was perfect to have something hot and spicy. So I asked my wife to prepare a piping hot coffee to be served with hot spicy bajji. As my wife prepared it, my daughter and I went to the first floor balcony and sat there to have a good view of the village serenity. My daughter saw a swarm of red ants moving in the railing of our balcony towards their nest at fact pace. Flash came a question “Dad, how come these ants are red in colour when the ones we saw at our home are black?” I answered her stating “There are different types of ants and red ants are one such species

Our chit chat was disturbed by the aroma of coffee and flavor of bajjis which signaled the arrival of my wife to the first floor balcony. I was equally excited like my daughter to have those especially on a rainy afternoon. As we were immersed in the divine taste of the hot and spicy bajjis a chill breeze blew through our face from the farm lands which faced the balcony. The breeze was strong enough which blew the ants. One of the red ants flew and fell in my daughter’s coffee.

Seeing the sequence of events my daughter shouted “Oh, oh, an ant in my coffee”. I replied “No worries baby; the ant won’t spoil your coffee”. The reply which my daughter gave made me feel embarrassed. She said:

“Dad, I’m not worried about the coffee; rather I’m worried about the ant’s life”

Silenced by her answer, I rose from my chair and with concern written all over my face; I dipped my finger in her coffee and carefully lifted the ant. Later I left it near its nest, so that it can feel safe at home. At times, our kids behave in a matured way. It’s we adults who tame them and make them ordinary individuals.

Image result for Image of ant dove story

Later I realized the ant and dove story which is a part of the nursery lessons which made her feel so. We as adults forget the values which our education system taught us and try to behave selfish at times. The lesson which I learned from my daughter that day which strongly etched in my mind was


 “Use things and love life; rather to have things and abuse life”


Monday, 18 July 2016

Do you have an idea to invest in Gold ? Here is a smart, safe & secured option

India as a country always has an appetite for investing in gold. Although gold is seen as an investment option, people preference stays with ornament gold and at times they prefer investing in gold bars. The disadvantages which linger around such investment are:

  • A sense of fear attached to holding physical gold due to security reasons
  • The money invested does not earn any income and lies idle
  • Additional amount spent on “Locker charges” for safeguarding the physical gold
  • Additional spent on purchase of ornamental gold like “Making” & “Wastage” charges
  • At the time of liquidation, we may lose some amount due to depreciation value (In case of ornamental gold)

Image result for Sovereign Gold bond image
There is still an option to invest in gold smartly negating all the above highlighted pointers. India’s finance ministry has come out with the subscription for “Sovereign Gold Bond”  4th Tranche for FY 2016-17(series – 1). The subscription period is from 18th July to 22nd July. Key features of the scheme are:

Minimum Subscription: 1 gram

Maximum Subscription: 500 grams

Bond denomination: 1,2,5,10,50,100 grams

Rate of Interest: Fixed rate of interest at 2.75% on the initial amount invested

Forms of Gold Bonds: Certificate holding & De-mat format

Redemption Price: The price is fixed at the price of gold of 999 purity as published by the Indian Bullion and Jewellers Association Limited of previous week

Issuance Date: The bond shall be issued at 5th Aug 2016

Premature Redemption: This facility can be availed after 5 years

Where to Buy: Scheduled Commercial Banks, designated post office & Stock Holding Corporation of India Ltd

Commission Charges: One rupee per hundred of the total value of subscription

Tax Benefits: Capital gains tax arising on redemption to an individual is exempted

Tradability: The date of commencement of trading in respect of Bonds issued will be notified by RBI

Additional benefits to the country:
  1. The amount invested in gold is in the form of certificate or De-mat format which is tradable. As the amount invested is not lying idle, it increases the money flow
  2. Gold is the 2nd highest imported product in India. If more gold is purchased through bonds, then it leads to reduction in imports this will reduce our trade deficit
  3. Trade balance leads to Rupee value being appreciated

Refer to the link for more detailsSovereign Gold Bond Scheme
National Toll free number : 1800 1800000

The physical gold which we purchase, lead to larger impact to our economy. Next time when you set out to purchase gold make it a balanced one. Only need based investment can be in ornamental form. Any amount channelized towards gold in the form of investment can be through Gold bonds.


THINK WISELY,  INVEST RESPONSIBLY,  LIVE HAPPILY!!!



Saturday, 16 July 2016

Easy ways to submit your IT returns all by yourself- Try it out

As the deadline to submit IT returns is fast approaching there is a lot of rush in submitting IT returns. The last date for submitting this year’s returns is July 31st. Most of them suggest detailed step by step information in their blog to submit IT returns but I would like to keep it simple in mine. According to me, there are only 2 ways of submitting your IT returns. First option is to take a professional support and the second one being “Do it yourself”

Our IT department has made quite a few changes , since the inception of online submission of IT returns and these days the forms has been made more simpler. If you have a registered login with Income Tax Website then use the same to file your returns. Some people find the information provided in this site is not detailed and self explanatory especially for the first timers. To those people we have other websites which offers this service for free .

One such website which offers IT returns services is Clear Tax. It is a product of Defmacro software Pvt Ltd. All you have to do is open your account with your email ID and password and within a minute you are ready for submitting your IT returns through Clear Tax. The moment you get registered with Clear Tax , you will get a confirmation to the email ID which you have used as User Name. The email has link for step by step guide to e-file income tax returns which is very descriptive along with pictorial representation.


All you need to have to get started is the copy of your Form 16. If your Form 16 is in a PDF format , the website has an option to upload your Form 16. This will reduce your work by half as the basic information will be pulled from your Form 16. If Form 16 is available in hard copy then you have to fill in all the details manually.



After getting into the main window you have 5 sections to be filled in. They are:
  •  Personal Info
  •  Income sources
  •  Deductions
  •  Taxes Paid
  •  Tax filing



All of the above sections have detailed comments near the header which will guide you to easily fill in the required information. The site also provide a download option to check the ITR preview . Also the final section has the summary of your Personal Info, Income, Deductions and Taxes. These options helps you to quickly verify the details submitted.

The site also has a link which takes you to e-filing. Hence you need not navigate out to separately do this. The site is ISO 27001 certified & SSL Certified site. So you can feel confident and safe about the information which you enter for filing your IT returns.So why to wait, get started at the earliest.

Clock is ticking and the deadline is just a few days away.

Note : As per section 139(1) of the Income Tax Act, 1961 in India, individuals whose total income during the previous year exceeds the maximum amount not chargeable to tax, should file their income tax returns (ITR). The above article is applicable to all such individuals


Courtesy : Clear Tax